BudgetSmart AI: The Modern Mint Alternative

Where BudgetSmart wins

• ✓ It actually exists and is actively developed
• ✓ Everything Mint did — budgets, bank sync, bills — plus an AI money coach
• ✓ No ads, and we never sell your data (Mint was ad-supported)
• ✓ Cash-flow forecasting, receipt scanning, and a document vault Mint never had

Where Mint wins

• • Mint was free — but it’s gone, and its Credit Karma successor can’t really budget

Mint is gone, and Credit Karma isn’t a budgeting app. BudgetSmart AI is the closest thing to “Mint, but modern” — everything Mint did, plus AI, forecasting, and a document vault, with no ads.

What happened to Mint?

Intuit shut Mint down on March 23, 2024 and directed users to Credit Karma, which tracks accounts and net worth but doesn’t offer real budgeting or subscription management.

Is BudgetSmart a good Mint replacement?

Yes. It covers Mint’s core — automatic bank sync, budgets, bill tracking, net worth — and adds an AI money coach, cash-flow forecasting, receipt scanning, and a document vault.

Was Mint free? Is BudgetSmart?

Mint was free but ad-supported and monetized aggregate data. BudgetSmart is ad-free and never sells your data; it’s $5.58/mo (Pro, billed yearly) with a 14-day free trial.

Can I bring my Mint data over?

You securely reconnect your bank accounts through Quiltt and BudgetSmart rebuilds your transactions and categories automatically — no manual export needed.