Ask anything about your spending, savings, or goals and get instant, personalized advice — 24/7. Pick a coaching persona that matches your style.
AI flags forgotten subscriptions, sneaky price hikes, and unusual charges before they drain your account — so you stop paying for things you never use.
Cash-flow forecasting predicts where your money is headed, so you always know if you can afford that purchase before you make it.
Snap a receipt and AI extracts the details. Bills, budgets, net worth, and debt payoff stay up to date without spreadsheets or manual entry.
Securely link your accounts in seconds through Quiltt (MX Technologies & Finicity). 16,000+ banks across the USA and Canada.
BudgetSmart instantly categorizes spending, finds money leaks, detects bills, and builds your complete financial picture.
Get AI insights, automated budgets, forecasts, and a money coach that helps you spend smarter and save more.
I've been using BudgetSmart for the past few weeks and absolutely love it. The best part — and what makes it different from other apps — is how embedded the AI is. I can ask Franklyn anything and it completely understands my entire financial situation. Pretty amazing.
BudgetSmart has been great and has really helped me keep my finances on track. I have way more visibility into where all my money is going. I honestly didn't realize how much I was paying in bank fees and other charges that were detected as silent leaks. I'd definitely recommend it.
The AI in BudgetSmart is tremendous. I helped the team test the software before it went live, and the AI agent does an amazing job — I compared it to other solutions and there is no comparison. I also use the file storage for all of my important documents, and the AI can find whatever I need and explain it too.
Both plans start with a 14-day free trial. Save the most by paying yearly.
14-day free trial · Cancel anytime before it ends · Secured by Stripe
BudgetSmart installs on any device straight from your browser — no App Store required. It runs full-screen like a native app and stays in sync across your phone, tablet, and computer.
Open budgetsmart.io in Safari, tap Share, then “Add to Home Screen.”
Open budgetsmart.io in Chrome, tap the ⋮ menu, then “Install app.”
In Chrome or Edge, click the install icon in the address bar to add it to your desktop.
Installs in seconds straight from your browser — no App Store or Google Play needed.
Yes — every plan starts with a 14-day free trial with full access to every AI feature. A card is required to start, and you can cancel anytime before the trial ends without being charged. There is no free tier.
Two plans: Pro is $8.97/mo or $67/year ($5.58/mo billed yearly, save 38%). Family is $14.97/mo or $97/year ($8.08/mo billed yearly, save 46%) and includes up to 5 members.
Yes. We use 256-bit AES bank-level encryption, MFA, and SOC 2-aligned controls, and we never sell your data. Bank connections run through Quiltt via MX Technologies and Finicity — your credentials are never stored by us.
Over 16,000 financial institutions across the USA and Canada. If your bank offers online banking, it almost certainly works with BudgetSmart AI.
Absolutely. No long-term contracts. Cancel from your account settings at any time and keep access until the end of your billing period.